We’re committed to helping you build your financial success. Here at Fast Solutions Services you’ll find a wide range of helpful information, interactive tools, practical strategies, and more all designed to help you increase your financial literacy and reach your financial goals
Your credit history lists the details of your past and current credit accounts. It also documents each time you or a lender requests your credit report, as well as instances where your accounts have been passed on to a collection agency. Financial issues that are parts of the public record, such as judgments, liens, bankruptcies, and foreclosures, are included, too.
Your credit score is a number that represents your creditworthiness. Scores can also be referred to as credit ratings, and sometimes as FICO® scores, published by Fair Isaac Corporation, and typically range from 300 to 850.1
This is the almost the perfect correct use of credit (only 5% to 10% of the population maintenance and follow.
Lenders use your credit score to evaluate your credit risk – generally, the higher your credit score, the lower your risk may be to the lender.
it’s smart to request a credit report from each of the three credit reporting agencies and to review them carefully, as each one may contain inconsistent information or inaccuracies. If you spot an error, request a dispute form from the agency within 30 days of receiving your report.- Fast Solutions Agents can help fight inconsistencies at your credit report call us immediately 323-879-9081 or schedule an appointment
We can request a copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year, You’re also entitled to see your credit report within 60 days of being denied credit, or if you are on welfare, unemployed, or your report is inaccurate.
Above all, it’s important to use credit responsibly. A good credit history and credit score can be the difference between being able to purchase a home, buy a car, or pay for college. Proactively managing your credit report is a great way to stay in control of your finances, and ultimately achieve your goals.